How To Add a Teen Driver to Your Car Insurance Policy

At St. Cloud Toyota, we know our location is just one of the car dealerships in MN that you have to choose from. That’s why we try to make our Waite Park, MN Toyota dealership stand out by providing trustworthy advice on topics related to automobiles that are relevant to our followers’ lives in our blog.

One subject that often seems to come up around this time of year, probably because students of all ages are returning to campuses throughout the state, is what happens when you add a teen driver to your car insurance policy. In general, adding a teenager to an auto insurance policy increases the cost of the insurance.

On average, adding a teen to a car insurance policy in the United States increases the annual premium by 78 percent. Adding a teenage boy to a policy increases the yearly premium by an average of 89 percent while adding a female teenager increases the premium by an average of 66 percent.

While you can’t do much to control how much a company charges for car insurance, there are some things you can do to keep your premium as low as possible. The first thing you can do is see if your insurance carrier will give you a discount if your child gets good grades in school. You should also ask your insurance company if you can get a discount if your teenager completes a driver’s education class. If it does, enroll you child in a driver’s education course.

Although it may not help to lower the cost of your car insurance in the short-term, the kind of vehicle your child drives may help to keep your insurance premium lower over time. Every year, the Insurance Institute for Highway Safety comes out with a list of safe, affordable automobiles for teenage drivers. When you look at this list, you’ll see that larger, heavier automobiles are generally considered the best choices for new drivers.

If you want to find a safe vehicle for your teen driver that has the potential to keep your insurance costs low over the long-term, visit our location to see our inventory of the latest Toyota cars. We’ll help you find a Toyota automobile for your young driver and we’ll help you secure the financing you need to take it home with you. Stop by St. Cloud Toyota today.

Don’t Miss the Toyota National Clearance Event

If you’re in the market for a new Toyota vehicle, you’re in luck! That’s because the Toyota National Clearance Event is happening right now at our Toyota dealership near St. Cloud, MN. During this event, we’re giving you the chance to save money when you buy or lease select Toyota models.

The Toyota National Clearance Event ends on September 5, 2017, so don’t wait too long to take advantage of the Toyota specials that are available during this event. We have two deals available for the ever-popular 2017 Toyota RAV4. Qualified drivers can lease this capable crossover SUV for just $198 per month. If you’d prefer to own a new Toyota RAV4 LE, you may qualify to receive $500 in Bonus Cash and zero percent financing for up to 72 months.

If you’re interested in a family-friendly sedan, the 2017 Toyota Camry is a must-see. If you qualify, you can lease this long-standing consumer favorite for just $212 per month. Alternatively, you may be eligible to get $1,000 in Bonus Cash and a zero percent APR for as long as six years.

If you love the new Toyota Camry but don’t need a sedan that large, you should check out the 2017 Toyota Corolla. During the Toyota National Clearance Event, qualified drivers can lease a new Toyota Corolla LE for just $158 per month. If you want to purchase a Toyota Corolla LE instead of leasing one, you may qualify for a loan that has a zero percent APR and lasts as long as 72 months.

We have plenty of other deals on more Toyota models ongoing throughout the Toyota National Clearance Event and we encourage you to check them out online or contact St. Cloud Toyota to learn more. If you’re ready to save on your next Toyota model, visit our Waite Park, MN Toyota dealership before our current sales event ends on September 5, 2017. We look forward to seeing you behind the wheel of a new Toyota car soon.

Toyota Financial Services Set to Launch Key Replacement Program

As your local Waite Park, MN Toyota dealers, we’re thrilled to tell you that Toyota Financial Services recently announced that it’s ready to launch an innovative key replacement program on August 1, 2017. This program will help drivers get back on the road quickly if their car keys are lost, stolen, or damaged.

Whether you drive a 2017 Toyota Tacoma, a 2018 Toyota Camry, or another Toyota model, the Toyota brand’s Key Replacement Protection program can help keep your out of pocket expenses as low as possible if your keys are lost, damaged or stolen. The benefits of the Key Replacement Protection program include the following:

  • Replacement of the covered key or remote if it’s lost, stolen or damaged, up to $800 per incident
  • Help with unlocking a vehicle that can’t be unlocked by a driver because the person’s key or remote was lost, damaged or stolen, up to $100 per incident
  • Towing assistance, up to $100 per incident
  • Transportation reimbursement for taxis, public transportation, or a rental, up to $75 per incident
  • Replacement for nonprogrammable keys on the key ring, up to $250 per covered key for up to three incidents

“Today’s vehicle technology is great for consumers,” said Karen Ideno, vice president of Product & Marketing, Toyota Financial Services. “Unfortunately, this sometimes comes with a high cost to replace. We know key replacement can be stressful for our customers, and we’re happy to now offer a solution.”

We’re excited that Toyota Financial Services has already added its Key Replacement Protection product to its Tire & Wheel program. And we’re just as excited that Key Replacement Protection will be available as a standalone product as early as next month. To learn more about this protection program, contact St. Cloud Toyota today.

A Preview of the 2018 Toyota Avalon

The new Toyota Avalon is the perfect vehicle if you’re looking for a family-friendly, large sedan, an automobile that’s ideal for transporting clients or coworkers, or a car that will keep everyone comfortable during long road trips. The 2018 Toyota Avalon provides a quiet ride even when you’re traveling on the highway.

Like the 2017 Toyota Corolla and many other Toyota models, the 2018 Toyota Avalon is available in several trims. These trims include the XLE, XLE Plus, XLE Premium, Touring, and the Limited. As Toyota dealers serving St. Cloud, MN and nearby communities, we can assure you that your sedan will be well-equipped no matter which model you decide to buy or lease from our Toyota dealership.

We’re proud to tell you that every Toyota Avalon model comes with the Toyota Safety Sense™ suite of advanced safety features. This bundle of features includes adaptive cruise control, a lane departure and mitigation system, a forward collision warning, automatic emergency braking, and automatic high beam control.

When the new Toyota Avalon arrives at our Waite Park, MN Toyota dealership, you’ll see that the sedan’s first two trims have plenty of standard features. On the XLE model, you’ll find dual-zone automatic climate control, heated front seats, keyless entry and ignition, a rearview camera, Bluetooth® connectivity, a 7-inch touchscreen, voice controls, and the Toyota brand’s Entune™ interface. If you decide to get the XLE Plus trim, your vehicle will also have a sunroof and a rearview mirror that dims automatically.

While the 2018 Toyota Avalon hasn’t arrived at our Toyota dealership just yet, we’ll be happy to tell you even more about this exciting sedan. Contact St. Cloud Toyota to learn more about the 2018 Toyota Avalon now.