St. Cloud Toyota , located in Waite Park, MN,is privileged to provide you with an amazing and exciting car-buying experience. We are proud to present you with new and pre-owned cars, with many current specials. We are a dedicated and community-oriented dealership, with an award winning parts and services department. Our experienced team is ready to answer all your questions related to selecting, financing, and purchasing the car of your choice.

Get Familiar with Your Current Credit Scores

As your Toyota dealership, we offer diverse financing options to ease up your credit approval and payment process. When choosing the car you always wanted, it is very important to explore the market conditions and basics of financing. For a great car loan deal, it is advisable to get familiar with your current credit report.

An applicant with a short credit or late payment history has lower chances of getting a good deal on an auto loan. To simplify your loan procedure, get pre-approved on a loan. Pre-approval on your loan helps you to stick to a budget. It allows you to compare the loan terms of different lenders, avoid complications, and negotiate based on your pre-approval terms.

Credit Score Estimator and Calculator

Your current credit score determines the auto loan amount you can expect from the lender. This score is measured through a credit score estimator/calculator. The Credit score estimator is a great tool to give you an estimate of your current credit history. A credit score is measured based on your payment history, recent credit activity, outstanding loans, and credit history. You can qualify for better rates for an auto loan with a higher credit score.

Once you have your credit score, you can get your loan pre-approved and compare the interests from different dealers. Your Toyota dealers near Sartell, MN provide you with an online credit approval facility to offer you a cost-effective package.

Convenient Financing at St. Cloud Toyota Scion, MN

Whether you are planning to buy a new 2016 Toyota Prius or a certified pre-owned vehicle, we will work to provide a convenient finance package. Our finance experts follow smart and simple ways to get your loan pre-approved at the best rates. Our online Kelley Blue Book tool can also help you to evaluate a vehicle depending on the market conditions.

Through the tools available on our site, you can determine your monthly payments. Additionally, through our fuel savings calculator, you can compare and choose fuel-efficient vehicles from our inventory to save even more money. We also offer a 'College Grad Rebate' and 'Military Rebate Program'. Contact your trusted St. Cloud Toyota Scion dealership in MN today for any queries related to 2016 Toyota modelsand our other wide range of vehicles!