You can count on St. Cloud Toyota for a broad selection of both new Toyota cars as well as high-quality pre-owned cars in Waite Park, MN. Regardless of the exact model you’d like to purchase, we aim to make the process of acquiring it as straightforward as possible with painless and hassle-free financing at our Minnesota Toyota dealership.


Our Finance Department

 It’s easy to get started with the financing process at our Toyota dealership near St. Cloud, MN. That starts with using any number of our online tools to help you understand the value of your current vehicle (if you are interested in trading it in), estimate your monthly payments, and even get a sense of the fuel savings you may see by choosing a particular model of interest. From there, if you feel comfortable, you can even begin the financing application online. Once you submit this information, one of our financing team members will reach out with details on the next steps. Of course, if you prefer simply meeting in person to discuss Toyota financing near Sartell, MN, we welcome you to make an appointment for a trade-in appraisal, discussing the best financing plans for your needs and budget, and moving your application forward.



About Car Loans

 Before you sit down with our Toyota dealers, there are a few things you can do to help you feel best prepared. For example, if you make yourself aware of your credit standing, you won’t be met with surprises during the application process. This also provides a realistic sense of the kind of interest rates you may be eligible for when applying for a car loan. It will also be helpful to know your budget and come prepared with any research you’ve conducted about current incentives. Finally, if you plan to trade in your current car to help offset the cost of a new vehicle, make sure you bring your vehicle’s title, owner’s manual, and any other vehicle-related paperwork to your financing appointment.


If you have questions about all of the information you’ll need to supply in order to complete your financing application or any other details about the process, we’re happy to assist. Simply send us an online inquiry or call your local Toyota dealers. Don’t hesitate to get in touch with any questions at any point in the process. We look forward to finding a financing plan that works best for you.