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Do You Need Gap Insurance?

By The Dealership | Posted in Uncategorized on Wednesday, June 21st, 2017 at 6:48 PM

When people buy one of our new Toyota cars, such as a 2017 Toyota Tacoma, they typically have some questions. They’re often curious about more than their car loan or lease package, or about their car insurance. More specifically, many new car owners and lessees wonder if they need gap insurance.

Gap insurance is coverage that pays the difference between the market value of your vehicle and the amount you have remaining on your car loan if your vehicle is declared a total loss because it was stolen or involved in an accident. This kind of coverage can save you thousands of dollars if your car is destroyed due to an accident or theft.

When you own an automobile, your car will experience depreciation over time. Depreciation is basically a loss of value or equity that car owners absorb every year. The problem is that depreciation doesn’t necessarily happen at the same rate that you pay off your car loan. This means that you may end up being “upside down” in your loan, which would mean you owe your lender more than your car is worth.

When someone is upside down in a car, it’s typically advisable for them to have gap insurance. Gap insurance is also a good idea if you have little equity in your vehicle, you drive more than 15,000 miles per year, you’re leasing an automobile, or you financed your car for 60 months or more.

Whether you need gap insurance depends on a variety of factors, including your personal financial situation. If you’re trying to decide if you should get a gap insurance policy, contact our Toyota dealers to talk about financing. Better yet, why don’t you visit St. Cloud Toyota to discuss gap insurance while you shop for your next Toyota car? We look forward to seeing you at our convenient location soon.

Genuine Toyota Parts at St. Cloud Toyota

By The Dealership | Posted in Uncategorized on Tuesday, June 13th, 2017 at 5:54 PM

We’re glad that our Toyota dealership comes to mind when many motorists are looking for Toyota trucks for sale. We’re also glad that so many drivers think of our location when they’re looking for family-friendly vehicles like the 2017 Toyota Camry or they need service they can rely on. While we’re happy that you think of us whenever you’re shopping for a vehicle or service, we want you to know that we also sell genuine factory-made parts in our Toyota parts department.

As Toyota dealers, we consider it our responsibility to provide everything you need to get the most out of being the owner of a Toyota automobile. That’s why we carry factory-made parts. Whenever you need a replacement part or you want to add an accessory to your Toyota car, you’ll find what you’re looking for here.

If you own any car long enough, you’ll need to replace a part from time to time. You’ll need to change your oil and oil filter regularly throughout your vehicle’s lifetime, for instance. Keeping up with your automobile’s scheduled oil and oil filter changes is one of the most effective ways you can protect your car’s resale value and preserve its working life.

Here are some of the other car parts that many drivers have to replace at some point of their vehicle’s life:

-Belts and Hoses

-Transmission and Brake Fluids

-Windshield Wipers

-Cabin Filter


-Spark Plugs

-Interior and Exterior Lightbulbs

Because we know replacing parts is inevitable for many drivers, we make it as affordable as possible for you to get the Toyota parts you need. Right now, you can order the genuine factory-made parts from us online and enjoy a 20 percent discount on your purchase. Give us a call now to learn more about our online Toyota parts specials!

Off to the Races with St. Cloud Toyota

By The Dealership | Posted in Uncategorized on Thursday, June 8th, 2017 at 2:50 PM

For more than 40 years, St. Cloud Toyota has served the community of Waite Park, MN and surrounding areas by providing Toyota vehicles, parts, and services you can rely on. For just as long, we’ve enjoyed auto races and we’ve done our part to support the sport.

This summer, we’re demonstrating our love for racing by giving you the chance to head off to the races on us. Beginning in early June, we’re giving away four tickets to a race at Granite City Speedway every week. As if that weren’t enough, we’re upping the ante by giving our weekly winners a $50 gift card that they can use at a local area restaurant.

You have the opportunity to win four race tickets and a $50 gift card every week during our Summer Giveaway. What’s better than an evening of racing and a hearty, free meal at an area eatery? If there is a better way to spend an evening this summer, we can’t think of it!

Well, taking a new Toyota car like a 2017 Toyota Camry for a test drive might be just as much fun, especially if you decide to take it home with you. While you can qualify to win four race tickets and a $50 gift card simply by following our Facebook page, you may be eligible for a special deal on one of our new Toyota cars if you apply for financing through our Waite Park, MN Toyota dealership.

If you want to win four tickets to a race at Granite City Speedway and a $50 gift card you can redeem at an area restaurant, follow us on Facebook. You have the chance to win every week all summer long so log into Facebook and follow us now. If you want to see if you qualify for a special deal on one of our Toyota cars, contact St. Cloud Toyota now.

Pay Attention to Your Brakes

By The Dealership | Posted in Uncategorized on Wednesday, May 24th, 2017 at 8:38 PM
Car brakes

Whether you drive a 2017 Toyota Corolla or one of our reliable pre-owned cars, there are certain components on your vehicle that will probably have to be replaced over time. Your car’s brakes are on the list of things that you’ll probably have to replace several times over the course of your automobile’s lifetime.

There is no definitive schedule that dictates when you should get new brakes. How often you’ll need to replace your brakes is influenced by a variety of factors, such as how and where you drive. If you drive in the city all of the time, you’ll have to replace your brakes more often than someone who mostly drives on the highway, for example.

While there’s no set schedule to replace your brakes and the frequency with which you’ll need new brakes depends on various factors, it’s critical that you pay attention to your brakes for signs you need new ones. If you notice any indication that you need new brakes, make a service appointment with our Toyota service center near Sartell, MN as soon as possible.

Many vehicles have sensors that will make a screeching sound if you need new brake pads. Even if your vehicle doesn’t have these sensors, you’ll often hear other kinds of noises when you need new brake linings, such as squeals, squeaks, or grinding noises.

In addition to unusual noises, you should be on alert for the following signs that you need to replace your brakes:

  • Pulsations in your brake pedal
  • Longer stopping distances
  • Having to press harder on your brake pedal to stop your automobile

One of the most effective ways to monitor the health of your brakes is to have our factory-trained technicians inspect them when you bring your car into our Toyota dealership near St. Cloud, MN for a service appointment. If it’s been a while since you’ve had your car serviced or you’ve noticed one or more of the signs that indicate you need new brakes, make an appointment with St. Cloud Toyota now.

Toyota USA Foundation Lends Support for Opportunities in Advanced Manufacturing

By The Dealership | Posted in Uncategorized on Friday, May 19th, 2017 at 3:59 PM
car technology

If you’re looking for new Toyota trucks for sale, now is a great time to visit our convenient location to take a look at our new Toyota cars. When you buy or lease one of our Toyota vehicles, you can do more than feel good about the Toyota automobile in your driveway. You can feel great that you did business with a brand that supports many initiatives which help people all over the United States.

One of the impressive things the Toyota brand has done recently is give awards to two organizations that share the automaker’s commitment to making STEM programs more accessible to young students and increasing the participation and retention of women and minorities in STEM-related occupations.

Project Lead the Way will use the $2 million it received from the Toyota brand to introduce STEM programs in 115 elementary, middle, and high schools located throughout the country. The National Alliance for Partnerships in Equity will use the $350,000 it got from the Toyota USA Foundation to develop promotional tools and outreach strategies that teachers can use with parents and students who are in kindergarten through community college. The National Alliance for Partnerships in Equity will also work with Project Lead the Way to expand work opportunities in advanced manufacturing for women and minorities.

“Persistent workforce gaps in STEM fields can be solved by increased participation and inclusion of diverse students,” said Mike Goss, president, Toyota USA Foundation. “These investments will impact elementary, middle, high school, and community colleges across the country, and represent industry and education coming together to better prepare the nation’s youth.”

Everyone at our Toyota dealership near Sartell, MN is thrilled to represent an automaker that shares our commitment to giving back. To learn more about what the Toyota brand and St. Cloud Toyota do to give back, contact us today.

Toyota Brand Inducted into the Advertising Hall of Fame

By The Dealership | Posted in Uncategorized on Wednesday, May 17th, 2017 at 4:41 PM

When you see a commercial for a car like the 2017 Toyota RAV4 or the 2017 Toyota Prius, you’re watching an advertisement that was created by one of just eight companies that have been honored by the Advertising Hall of Fame. Recently, the Toyota brand became the 2017 corporate inductee into the Advertising Hall of Fame during the 68th Annual Induction Ceremonies and Gala Dinner, which were held at Cipriani Wall Street in the Big Apple

The automaker’s induction into the Advertising Hall of Fame recognizes the brand we represent as a legendary global industry leader that has made contributions to advertising that have indelibly changed the ad industry. The honor also identifies the Toyota brand as a significant part of the larger story of America.

“A lesson from this year’s corporate inductee: if you want to transform a brand into an icon, it will take years of hard work. But in the end, you will create a household name that is instantly recognizable as a symbol of quality, innovation, service and dedication,” said Ed Erhardt, chairman of the Advertising Hall of Fame and the president of Global Sales and Marketing for ESPN.

“Day in and day out, we rally our agency teams to be inspired, to challenge each other, to innovate, to take risks and not be afraid of stumbles,” said Jack Hollis, group vice president and general manager, Toyota Motor North America. “We expect the team to think differently about the ideas we create for every product launch, every campaign – everything we do. When you create an environment like that, great ideas and innovations are born…”

Everyone at our Toyota dealership near St. Cloud, MN has always known that the brand we represent is a big part of this country’s story. We, like consumers located throughout the country, have always appreciated the artistry and creativity that are evident in every commercial and advertisement created by the car manufacturer as well. And we’re thrilled the automaker was inducted into the Advertising Hall of Fame as a result of decades of hard work.

At St. Cloud Toyota, we’ve worked hard to serve our community for more than 45 years and we look forward to serving you and your family for decades to come. Visit our convenient location to see what we can do for you today.

Thank You for Making St. Cloud Toyota an Award-Winning Car Dealership

By The Dealership | Posted in Uncategorized on Thursday, May 11th, 2017 at 2:55 PM
Car, Car Dealership, Car Salesperson.

If you’ve ever done business with St. Cloud Toyota, you know we do everything possible to exceed our clients’ expectations. Our goal isn’t to sell cars, parts, or services. Instead, our goal is to establish lifelong relationships with everyone who walks through our doors. As your local Toyota dealers, we’re here for all of your automotive needs long after you drive away from our Toyota dealership in a new or pre-owned vehicle. In fact, we’re here for you even if you don’t buy or lease an automobile from our convenient location.

We’re flattered that so many people who’ve visited our Toyota dealership have noticed how hard we work to provide the best customer service possible. And we’re humbled to have earned the title of “Central Minnesota’s Best New Car Dealership for 2016.” We’re equally honored that our Toyota dealership won Central Minnesota’s award for Best in Auto Service, too. We’re grateful that we were a finalist for Central Minnesota’s Best Used Car Dealership Award as well.

We’ve been Waite Park, MN Toyota dealers for more than 45 years. Since we opened our doors for the first time, we’ve learned that our success isn’t measured by the number of vehicles or parts we sell or the number of automobiles we service. We know our success is measured by how the people who do business with us view our Toyota dealership. That’s why the recognition we’ve received is so meaningful to us – these awards show us that you think we’re doing a good job.

We want to take this opportunity to thank you for helping our Toyota dealership become an award-winning establishment the whole region can be proud of. We’re honored, humbled, and, above all, grateful to you.

Whether you’re shopping for a 2017 Toyota Tacoma, your car needs a repair or a new part, or you simply want to chat with people who are committed to being here for all of your automotive needs, stop by St. Cloud Toyota today. We’d love the chance to thank you in person.

Leasing, Financing, or Paying Cash – Which is Right for You?

By The Dealership | Posted in Uncategorized on Monday, April 24th, 2017 at 6:24 PM

Have you ever asked yourself, “Are there Toyota dealers near me who can help me decide if I should lease, finance, or pay cash for my next Toyota car?” If so, you can rest assured that the finance experts at our Toyota dealership can help you make the right choice.

Having been your local Waite Park, MN Toyota dealers for more than 45 years, we’re committed to getting to know you before we make any recommendations about how you should pay for an automobile. That’s the only way we can give you the sound advice you need. We’ll talk to you about your unique financial situation, get to know your lifestyle and goals for the future, and then we’ll help you decide whether you should lease, finance, or pay cash for one of our Toyota vehicles.

In general, leasing is a good choice if you don’t put a lot of miles on the odometer every year and your car doesn’t experience a lot of wear and tear. While you’ll make monthly payments throughout the duration of your lease, you won’t own your car at the end of the lease period. Instead, you’ll simply return the automobile to the dealership you leased it from.

Financing a vehicle like a 2017 Toyota Prius is often the right move if don’t have enough money to pay for it up front, you drive a lot, and you enjoy activities like off-roading and traveling with your pets. Even though your lender will hold the title to your car until you pay off your car loan, you will be the sole owner of your automobile once you pay off your loan as long as you didn’t have someone cosign your loan.

If you have enough cash on hand to pay for a car in full while still being able to keep enough money in your emergency reserves, then paying for a vehicle with cash may be the best decision for you. The biggest advantage of paying for an automobile in full up front is that you won’t have to pay interest on the money you used to pay for the vehicle like you ordinarily would have to if you took out a car loan.

If you need help deciding whether you should lease, finance, or pay cash for your next Toyota car, contact St. Cloud Toyota to talk to our finance experts today.

Toyota Brand Partners with VH1 Save the Music Foundation

By The Dealership | Posted in Uncategorized on Wednesday, April 19th, 2017 at 4:10 PM
2017 Toyota Prius Four Touring

One of the best things about being a Waite Park, MN Toyota dealer is that we get to represent a brand that shares our commitment to giving back. We’re proud to tell you that the Toyota brand recently announced that it’s partnering with VH1 Save the Music Foundation for the third straight year to bring music education to deserving schools.

In past years, the Toyota brand and VH1 Save the Music Foundation have donated musical instruments and additional resources to schools located in Chicago and New Orleans. While no one knows what school will benefit from this year’s effort, it has been announced that the yet-to-be-determined school is in Las Vegas.

The #ToyotaGiving and VH1 Save the Music Campaign is an interactive music festival that takes place at some of the country’s most well-known festival locations. This year’s schedule of events is as follows:

  • Stagecoach Festival, Indio, CA, April 28 – 30, 2017
  • Country 500, Daytona, FL, May 26 – 28, 2017
  • Firefly, Dover, DE, June 15 – 18, 2017
  • Lollapalooza, Chicago, IL, August 3 – 6, 2017
  • Life is Beautiful, Las Vegas, NV, September 22 – 24, 2017
  • Voodoo Music + Arts Experience, New Orleans, LA, October 27 – 29, 2017

“At Toyota, we take our commitment to improve education very seriously. As a result, we continue to evolve our partnership with VH1 Save the Music in an effort to create awareness of and support their mission to restore music education programs in schools nationwide,” said Steve Appelbaum, national engagement marketing manager, Toyota Motor Sales, U.S.A., Inc.

The Toyota brand’s continuing partnership with VH1 Save the Music Foundation is just another reason why you should feel great whenever you buy a Toyota certified pre-owned vehicle or one of our new Toyota cars. To learn more about how the Toyota brand gives back or how St. Cloud Toyota supports the community we share with you, contact our Toyota dealership near Sartell, MN now.

Save on Repairs with Routine Maintenance

By The Dealership | Posted in Uncategorized on Saturday, April 15th, 2017 at 9:28 PM
Car mechanic fixing a car

Do you know what is the best way to save on repairs? Having been Waite Park, MN Toyota dealers for more than 45 years, we can tell you that the most effective way you can save money on repairs or avoid needing them all together is routine maintenance. It doesn’t matter if you drive a 2017 Toyota Corolla, one of our 2016 Toyota models, or something else. Routine maintenance is key.

According to AAA, a typical driver could save $100 per service appointment simply by following their car’s routine maintenance schedule. AAA estimates that the average unexpected car repair costs between $500 and $600, but cars that aren’t properly maintained can be much more expensive to fix.

AAA recently announced that approximately one-third of motorists in the United States skip or put off routine maintenance. Doing this makes it more likely that your automobile will experience a mechanical failure and you’ll end up breaking down on the road.

“Anticipating your vehicle’s needs before problems strike is important,” said John Nielsen, AAA’s managing director of Automotive Engineering and Repair. “While it may seem that skipping maintenance and repairs can save money in the short term, staying on top of car care can save drivers hundreds of dollars in the long run.”

To make sure drivers can pay for unexpected repairs, AAA recommends that motorists save at least $50 per month for the specific purpose of paying for future repairs. “The average cost of owning and operating a vehicle is more than $8,500 a year, and AAA has found that millions of Americans are failing to set aside a car care fund to pay for the upkeep of their cars,” Nielsen commented. “To avoid a surprise down the road, drivers should budget for monthly payments, insurance premiums, fuel costs, and the inevitable expenses of routine maintenance and repair.”

We make it easy for you to save on the services your car needs by offering specials on our website. To see our current service specials, click the Services tab above and then select Service Specials.

If your car needs a repair or it’s time for your vehicle to have some routine maintenance performed, contact St. Cloud Toyota to make an appointment in our Toyota service center now.