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Leasing, Financing, or Paying Cash – Which is Right for You?

By The Dealership | Posted in Uncategorized on Monday, April 24th, 2017 at 6:24 PM

Have you ever asked yourself, “Are there Toyota dealers near me who can help me decide if I should lease, finance, or pay cash for my next Toyota car?” If so, you can rest assured that the finance experts at our Toyota dealership can help you make the right choice.

Having been your local Waite Park, MN Toyota dealers for more than 45 years, we’re committed to getting to know you before we make any recommendations about how you should pay for an automobile. That’s the only way we can give you the sound advice you need. We’ll talk to you about your unique financial situation, get to know your lifestyle and goals for the future, and then we’ll help you decide whether you should lease, finance, or pay cash for one of our Toyota vehicles.

In general, leasing is a good choice if you don’t put a lot of miles on the odometer every year and your car doesn’t experience a lot of wear and tear. While you’ll make monthly payments throughout the duration of your lease, you won’t own your car at the end of the lease period. Instead, you’ll simply return the automobile to the dealership you leased it from.

Financing a vehicle like a 2017 Toyota Prius is often the right move if don’t have enough money to pay for it up front, you drive a lot, and you enjoy activities like off-roading and traveling with your pets. Even though your lender will hold the title to your car until you pay off your car loan, you will be the sole owner of your automobile once you pay off your loan as long as you didn’t have someone cosign your loan.

If you have enough cash on hand to pay for a car in full while still being able to keep enough money in your emergency reserves, then paying for a vehicle with cash may be the best decision for you. The biggest advantage of paying for an automobile in full up front is that you won’t have to pay interest on the money you used to pay for the vehicle like you ordinarily would have to if you took out a car loan.

If you need help deciding whether you should lease, finance, or pay cash for your next Toyota car, contact St. Cloud Toyota to talk to our finance experts today.

Toyota Brand Partners with VH1 Save the Music Foundation

By The Dealership | Posted in Uncategorized on Wednesday, April 19th, 2017 at 4:10 PM
2017 Toyota Prius Four Touring

One of the best things about being a Waite Park, MN Toyota dealer is that we get to represent a brand that shares our commitment to giving back. We’re proud to tell you that the Toyota brand recently announced that it’s partnering with VH1 Save the Music Foundation for the third straight year to bring music education to deserving schools.

In past years, the Toyota brand and VH1 Save the Music Foundation have donated musical instruments and additional resources to schools located in Chicago and New Orleans. While no one knows what school will benefit from this year’s effort, it has been announced that the yet-to-be-determined school is in Las Vegas.

The #ToyotaGiving and VH1 Save the Music Campaign is an interactive music festival that takes place at some of the country’s most well-known festival locations. This year’s schedule of events is as follows:

  • Stagecoach Festival, Indio, CA, April 28 – 30, 2017
  • Country 500, Daytona, FL, May 26 – 28, 2017
  • Firefly, Dover, DE, June 15 – 18, 2017
  • Lollapalooza, Chicago, IL, August 3 – 6, 2017
  • Life is Beautiful, Las Vegas, NV, September 22 – 24, 2017
  • Voodoo Music + Arts Experience, New Orleans, LA, October 27 – 29, 2017

“At Toyota, we take our commitment to improve education very seriously. As a result, we continue to evolve our partnership with VH1 Save the Music in an effort to create awareness of and support their mission to restore music education programs in schools nationwide,” said Steve Appelbaum, national engagement marketing manager, Toyota Motor Sales, U.S.A., Inc.

The Toyota brand’s continuing partnership with VH1 Save the Music Foundation is just another reason why you should feel great whenever you buy a Toyota certified pre-owned vehicle or one of our new Toyota cars. To learn more about how the Toyota brand gives back or how St. Cloud Toyota supports the community we share with you, contact our Toyota dealership near Sartell, MN now.

Save on Repairs with Routine Maintenance

By The Dealership | Posted in Uncategorized on Saturday, April 15th, 2017 at 9:28 PM
Car mechanic fixing a car

Do you know what is the best way to save on repairs? Having been Waite Park, MN Toyota dealers for more than 45 years, we can tell you that the most effective way you can save money on repairs or avoid needing them all together is routine maintenance. It doesn’t matter if you drive a 2017 Toyota Corolla, one of our 2016 Toyota models, or something else. Routine maintenance is key.

According to AAA, a typical driver could save $100 per service appointment simply by following their car’s routine maintenance schedule. AAA estimates that the average unexpected car repair costs between $500 and $600, but cars that aren’t properly maintained can be much more expensive to fix.

AAA recently announced that approximately one-third of motorists in the United States skip or put off routine maintenance. Doing this makes it more likely that your automobile will experience a mechanical failure and you’ll end up breaking down on the road.

“Anticipating your vehicle’s needs before problems strike is important,” said John Nielsen, AAA’s managing director of Automotive Engineering and Repair. “While it may seem that skipping maintenance and repairs can save money in the short term, staying on top of car care can save drivers hundreds of dollars in the long run.”

To make sure drivers can pay for unexpected repairs, AAA recommends that motorists save at least $50 per month for the specific purpose of paying for future repairs. “The average cost of owning and operating a vehicle is more than $8,500 a year, and AAA has found that millions of Americans are failing to set aside a car care fund to pay for the upkeep of their cars,” Nielsen commented. “To avoid a surprise down the road, drivers should budget for monthly payments, insurance premiums, fuel costs, and the inevitable expenses of routine maintenance and repair.”

We make it easy for you to save on the services your car needs by offering specials on our website. To see our current service specials, click the Services tab above and then select Service Specials.

If your car needs a repair or it’s time for your vehicle to have some routine maintenance performed, contact St. Cloud Toyota to make an appointment in our Toyota service center now.

Powertrains Explained

By The Dealership | Posted in Uncategorized on Friday, April 7th, 2017 at 8:32 PM
2017 Toyota Camry XSE Tire

With the school year getting closer to its end, we’re helping more and more soon-to-be graduates find their first car. What we’ve noticed in recent weeks is that many young drivers aren’t familiar with powertrains and the kinds of powertrains that are in today’s automobiles. So, we thought we’d put together some information about powertrains so you can learn a little bit about them.

What Is a Powertrain?

Just about every mode of mechanical transportation has some sort of powertrain, including motor vehicles, planes, boats, and tractors. In cars, powertrains generally consist of the parts that move a car’s power from its initial source to the road surface. These parts normally include an automobile’s:

  • Engine
  • Transmission
  • Drive Shaft
  • Differentials
  • “Final Drive”

Kinds of Powertrains

Powertrains are sometimes called “powerplants” instead. You’ll typically see four kinds of powertrains on modern cars:

  • Front-Wheel Drive: FWD systems only send power to a vehicle’s front wheels. FWD can also be referred to as two-wheel drive.
  • Rear-Wheel Drive: RWD systems send power to a car’s back wheels. RWD is also accurately called two-wheel drive.
  • All-Wheel Drive: A vehicle that has all-wheel drive distributes power to each of its four wheels.
  • Four-Wheel Drive: 4WD automobiles send power to all four wheels like all-wheel drive vehicles do. 4WD is normally found in vehicles that have serious off-road capabilities because it’s typically more robust than all-wheel drive systems are. If you have a 4WD automobile, you’ll ordinarily have to engage your 4WD when you want to use it while all-wheel drive is engaged all of the time.

If you want to know what kind of powertrain the 2017 Toyota Tacoma or any of our other vehicles have, visit St. Cloud Toyota. We’ll be glad to explain what Toyota vehicles are eligible for certain powertrains and go into even greater detail about the differences that exist between powertrains. Stop by our Toyota dealership near St. Cloud, MN today!

All-New 2018 Toyota Camry

By The Dealership | Posted in Uncategorized on Tuesday, March 28th, 2017 at 2:27 PM
2018 Toyota Camry

If you like our 2016 Toyota models and you love our 2017 lineup, including the 2017 Toyota Camry, you’re going to be blown away when the all-new 2018 Toyota Camry arrives at our Waite Park, MN Toyota dealership later this year. Described as “eye candy that feeds your desire,” the completely redesigned Toyota Camry was created using Toyota New Global Architecture, or TNGA. TNGA is the Toyota brand’s new approach to designing, engineering, and packaging the automobiles it produces.

The Toyota Camry has been the best-selling vehicle in the United States for the past 15 years. With a proven track record as a dependable, safe sedan, the all-new Toyota Camry will uphold its well-deserved reputation while boasting sporty performance and eye-catching style.

The 2018 Toyota Camry has intuitive, driver-centered controls that make motorists feel like they’re in total control at all times. The sedan’s quad chrome tips allow drivers to enjoy every gear shift like never before. Drivers and passengers alike will be comfortable in the car’s open cabin, which can be enhanced further with an available panoramic moonroof.

Even though the all-new Toyota Camry has bold styling and stellar performance capabilities, it’s still designed to be a safe vehicle that’s perfect for families and those trying to make an indelible impression at the office. The Toyota Safety Sense P suite of advanced safety features is standard on the 2018 Toyota Camry.

“The all-new 2018 [Toyota] Camry is, without a doubt, the most captivating mid-size sedan we’ve ever produced,” said Bob Carter, Toyota senior vice president of automotive operations. “It delivers on everything [Toyota] Camry owners have come to expect from America’s best-selling car, and adds to it, jaw-dropping design, more advanced technology, cutting-edge safety systems, and stirring performance that raises it to an unparalleled level of excitement.”

While we have to wait a little while longer for the fully redesigned 2018 Toyota Camry to arrive at our Toyota dealership, there’s no reason for you to wait to buy or lease a Toyota automobile from St. Cloud Toyota. We have a full inventory of new and pre-owned Toyota vehicles for you to choose from. Visit our Toyota dealership near Sauk Rapids, MN to check out our Toyota cars today.

Coming Soon: 2018 Toyota C-HR

By The Dealership | Posted in Uncategorized on Wednesday, March 22nd, 2017 at 9:55 PM
2018 Toyota C-HR

If you’ve ever wondered, “Is there a Toyota dealership near me that can tell me about the 2018 Toyota C-HR?,” you should know that there is. And it’s St. Cloud Toyota!

The all-new Toyota C-HR represents a new chapter in the Toyota brand’s experience in North America. The “C-HR” in the vehicle’s name stands for “Coupe High-Rider,” which is appropriate because the automobile is the equivalent of a giant step forward in design, manufacturing, and engineering for the brand we proudly represent.

The Toyota C-HR Concept made its global debut at last year’s Los Angeles Auto Show. That vehicle laid the groundwork for the Toyota C-HR. The 2018 Toyota C-HR still has the avant-garde look, the stylish, modern cabin, and the brash character that people loved about the Toyota C-HR Concept.

When it hits dealerships nationwide later this year, the all-new Toyota C-HR will be available in two great-looking trims, the XLE and the XLE Premium. Both trims are well-appointed and have 18-inch alloy wheels, dual-zone climate control, comfortable bucket seats, a seven-inch display, and the Toyota Safety Sense P suite of safety features.

The 2018 Toyota C-HR doesn’t just boast great looks, a comfortable cabin, and a long list of standard and available features. The car also has plenty of sportiness drivers will love thanks the Toyota brand’s Deputy Chief Engineer, Hiro Koba. A lifelong racer at heart, Koba and his team had a goal of ensuring motorists would be excited by the responsiveness the Toyota C-HR delivers every time they get behind the wheel. And Koba and his team achieved their objective.

Everyone at our Waite Park, MN Toyota dealership is proud to tell you that the all-new Toyota C-HR is scheduled to arrive at St. Cloud Toyota in May, 2017. To learn more about this exciting vehicle, the 2017 Toyota Tacoma, or any of our other capable automobiles, contact St. Cloud Toyota today.

Gotta Go to the Auto Show!

By The Dealership | Posted in Uncategorized on Wednesday, March 15th, 2017 at 1:54 PM

Have you ever asked yourself, “Are there Toyota dealers near me who get excited about the auto industry overall and not just their own brand?” Well, if you have, you should know that we’re always enthusiastic about the automotive industry as well as the brand we represent.

We’ve been Waite Park, MN Toyota dealers for more than 40 years and we know it’s important to stay on top of what’s happening in the auto industry. That’s why we get excited when it’s time for the Twin Cities Auto Show every year.

The Twin Cities Auto Show is happening right now and it runs through Sunday, March 19th, 2017. Like previous shows, this year’s event will include plenty of family-friendly activities that your kids will enjoy as much as you enjoy looking at the latest automobiles. This year’s show will feature more than 575 vehicles produced by 37 different foreign and domestic automakers. The value of the vehicles and exhibits that will be on display at the 2017 Twin Cities Auto Show exceeds $21 million.

When you go to the Twin Cities Auto Show, you’ll be able to see the latest vehicles in every automotive class, including compacts, family sedans, SUVs, trucks, vans, and luxury vehicles. You can even test drive a car on the streets of Minneapolis by visiting the show’s Ride and Drive area.

The Twin Cities Auto Show is being held at the Minneapolis Convention Center, which is located at 1301 South Second Avenue in Minneapolis, MN. Tickets to the show are just $12.00 for attendees who are 16 years-old or older and only $6.00 for children who are between 11 and 15 years-old. Children who are 10 years-old or younger can attend the Twin Cities Auto Show for free.

Whether you’re an auto enthusiast, you want to see the latest technology, or you’re looking for a fun way to spend the day with your kids, you should attend the Twin Cities Auto Show. Everyone at St. Cloud Toyota looks forward to seeing you there later this week because we, like you, gotta go to the show!

Features Pet Owners Look for in New Vehicles

By The Dealership | Posted in Uncategorized on Thursday, March 9th, 2017 at 3:01 PM

Tens of millions of American households have at least one pet. If your home is one of them and you’re in the market for a new vehicle, we invite you to visit our convenient location at 418 2nd Street in South Waite Park, MN to see our inventory of new Toyota cars. As you’ll see when you get here, our selection of Toyota vehicles includes many models that are pet-friendly.

What makes a car pet-friendly? While some pet owners think certain features are more important than others, many pet “parents” can agree that it’s helpful for an automobile to have a rear door or hatch that opens in an upward motion. This feature makes it easier for pets to jump into a car. Plus, it provides the added bonus of making it much less of a headache to load your pet’s crate into a vehicle.

Here are some of the other features that many pet owners will look for in their next vehicle:

  • Foldable or Removable Seats: When an automobile has seats you can fold or remove, it makes creating space for your pet and/or his or her crate a breeze.
  • Low Ground Clearance: While vehicles such as SUVs normally have a generous amount of cargo space you can use to transport your pet and his or her things, they often have a higher load height than cars like sedans do. This can make it difficult for smaller or senior dogs to get into your vehicle without your assistance. For this reason, some pet owners specifically look for cars that have a low ground clearance when they’re shopping for a pet-friendly vehicle. Of course, SUVs are still pet-friendly because you can always get a ramp that will make it easy for your pet to get into and out of your SUV.
  • Driver-Controlled Windows: Everyone at our Toyota dealership near St. Cloud knows that childproof windows are critical for people who travel in their automobiles with their pets often. If your pet can open a window simply by stepping on a button, it can create a dangerous situation if your pet decides to leap out of your car or he or she accidentally fall.

At St. Cloud Toyota, we’re proud that our inventory of new Toyota cars includes pet-friendly vehicles such as the 2017 Toyota RAV4. To see which of our Toyota automobiles is right for you and your pet, visit St. Cloud Toyota today!

Tips to Lower Your Car Insurance Premium

By The Dealership | Posted in Uncategorized on Tuesday, February 21st, 2017 at 4:52 PM
2017 Toyota Tacoma Limited Double Cab

If you’re shopping for a 2017 Toyota Tacoma, we encourage you to visit our convenient location on 2nd Street to see our inventory of new Toyota trucks. When you buy a new or pre-owned vehicle from our Toyota dealership or somewhere else, you have to get car insurance. Car insurance does more than protect the investment you make in your automobile. It can also protect your financial interests if you’re involved in an accident and someone decides to take legal action.

While car insurance provides meaningful coverage, it doesn’t mean you should pay more than you have to for it. As Toyota dealers serving Sartell, MN and neighboring communities, we consider it our responsibility to help you save money whenever possible. That’s why we thought it would be a great idea to put together a list of tips that may help you lower your car insurance premium.

Here are some tips that can help you save money on car insurance:

  • Maintain a Good Credit Score: Studies show that people who have good credit are significantly less likely to file insurance claims. That’s why insurance carriers charge less to insure drivers who have good credit histories.
  • Communicate with Your Insurer: If you’ve experienced a life event that’s going to cause you to drive less, such as the loss of a job or retirement, tell your insurer. If you drive under a certain number of miles per year, you may qualify for a lower insurance premium. If you’re an older motorist who’s recently completed a driver safety program, tell your insurance agent to see if you’re eligible for a premium reduction. If you’ve added a teen driver to your policy and your child has a grade point average of 3.0 or above, let your insurance carrier know and ask if that qualifies you for a discounted premium.
  • Bundle Your Policies: If you have more than one kind of insurance and use more than one insurance provider for your insurance needs, you may be missing out on a chance to save on your car insurance. Many carriers offer discounts when you hold more than one insurance policy with a single company. By having your homeowners and car insurance policies with the same carrier, you may qualify for a discount.

While we can only offer advice about how you can save on your car insurance, we can actually help you save on a new or pre-owned Toyota vehicle when you buy from us because we offer specials on an ongoing basis. Contact St. Cloud Toyota to learn about our current specials now!

What Will the Toyota Brand Bring to the 2017 Chicago Auto Show?

By The Dealership | Posted in Uncategorized on Thursday, February 16th, 2017 at 4:45 PM
2017 Toyota RAV4 SE Interior

Have you ever wondered, “Are there Toyota dealers near me who can tell me what the Toyota brand is going to bring to the next big auto show?” If you have, contact our Waite Park, MN Toyota dealership for the latest news about the brand we represent.

If you follow the automotive industry, then you know the next big auto show will be held in Chicago, IL this month. The 2017 Chicago Auto Show begins on February 11 and continues through February 20, 2017. During this year’s show, the Toyota brand plans to show off a sedan that was described as “sexy” by Toyota Motor Corporation President Akio Toyoda – the 2018 Toyota Camry. The eighth-generation Toyota Camry made its worldwide debut at an auto show in Detroit, MI just last month.

The Toyota brand will also use gas and hybrid models of the 2017 Toyota RAV4 and the 2017 Toyota Highlander to give show attendees the chance to see what it’s like to be in the driver’s seat of a new Toyota automobile. This part of the Toyota brand’s exhibit will show people what it’s like to experience the following while driving a new Toyota RAV4 or Toyota Highlander:

  • Go Connect
  • Go Beyond Expectations
  • Low-Friction Surface
  • Noise, Vibration, and Harshness
  • Side Tilt
  • Go See the Unseen
  • Go the Distance

The car maker’s display will also include some futuristic mobility concepts that are wildly popular among Toyota enthusiasts, including these models:

  • Toyota FCV+
  • Toyota i-Road
  • Toyota FV2

The 2017 Toyota Tundra that carried the ten-foot World Series trophy replica during the Chicago Cubs’ victory parade along with the trophy replica itself will also be on display during the 2017 Chicago Auto Show. The Toyota brand will use two baseball-themed Toyota RAV4 models to show its continued support of both the Chicago Cubs and the Chicago White Sox, too. The Toyota brand is a Legacy Partner of the Chicago Cubs. The automaker is also the Official Vehicle of the Cubs as well as Wrigley Field.

If you want to learn more about what the Toyota brand has planned for the Chicago Auto Show, give us a call or contact us online. If you want to learn more about our Toyota cars or you’re ready to take one for a test drive, visit St. Cloud Toyota today.